City Guide

Money in Tallinn (Currency, Cards, and Simple Budgeting)

Money in Tallinn made simple: currency, card payments, cash vs card, ATMs, and how to budget your trip without overthinking it.

Photo by Oskar Kadaksoo on Unsplash.

Currency in Tallinn

Estonia uses the euro (€), and Tallinn is very card-friendly — which makes money logistics easier than in many destinations.

Cards and Contactless (The Default for Most Travelers)

In most places, paying by card/contactless is normal. For a short city break, you can often go through the whole trip without needing much cash.

If you’re planning a café-heavy trip, you’ll feel right at home: Best Cafes.

When Cash Is Useful

Even in a card-friendly city, a small amount of cash can be useful for:

  • Small purchases
  • Market browsing moments
  • Quick, simple “round up” tips if you choose to tip

Market day: Balti Jaam Market.

ATMs and Exchange (Keep It Simple)

If you need cash, using an ATM is usually the simplest option. Currency exchange desks are rarely the best “default move” unless you have a specific reason.

If you see a machine offering “dynamic currency conversion” (charging you in your home currency), it’s often better to be charged in euros and let your bank handle conversion — but check what your bank/card prefers.

How to Budget Tallinn (Without Micromanaging)

Tallinn budgets are mostly shaped by three choices:

  • Where you stay
  • How many museums/paid attractions you do
  • Whether you book one “special dinner”

If you want a full breakdown, use Cost of Travel in Tallinn. If you’re considering an attractions bundle, compare with Tallinn Card.

Tipping (The Short Version)

Tipping is usually optional. If you tip, keep it simple: round up or leave a small extra when you’re genuinely happy.

Full guide: Tipping in Tallinn.

FAQ

What currency is used in Tallinn?

Tallinn uses the euro (€).

Is Tallinn cashless?

Many travelers can pay by card/contactless almost everywhere, but having a small amount of cash can still be useful for small purchases and simple tip rounding.

Should you exchange money before arriving in Tallinn?

Most travelers don’t need to. With card payments being common, you can usually rely on your card and use an ATM if you need some cash.

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